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Membership Guidelines

If you've participated in a medical cost sharing community or are interested in learning more about joining one, then take a closer look at Zion Health by visiting our membership guidelines and principles of membership.  We're always here to answer your questions.

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Join Us_with People.jpg

Principles of Membership

If you've participated in a medical cost sharing community or are interested in learning more about joining one, then take a closer look at Zion Health by visiting our membership guidelines and principles of membership.  We're always here to answer your questions.

What is an IUA?

The Initial Unsharable Amount (IUA) for each member’s medical need is the responsibility of member.  All qualified medical expenses after IUA is met are shareable with the Zion Health community at 100% and without an annual or lifetime limit.

For each medical need, the community shares in medical expenses after the initial unshareable amount (IUA) is met.  This amount paid by the member does not need to be paid again until you are symptom free for 12 months.

The Initial Unsharable Amount (IUA) is better for members than a deductible when a large medical need comes up.  Often care for a sickness or injury is not limited to a single calendar year.  Members generally save by having an IUA.

Choose an IUA option of $1000, $2500 & $5000

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What is a
Medical Need

A Medical Need is any  major medical event, injury, or medical emergency that is unexpected and causes you to seek medical or professional help. Medical needs include, initial doctor visits, any medical screening, x-rays, MRIs, specialists visits, surgeries, physical therapy and or anything needed to get you back to 100% health.