Perfect for

Individuals & Families

Excellent for

Early Retirement

Zion Health Direct Membership

Enjoy being part of a medical cost sharing community you can count on. Zion Health is your advocate, we support our community with amazing sharing features plus additional preventative services like: 

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Teladoc Membership

PPO Network of providers

Preventative care

RX Share

Affordable Rates

Zion Health Direct Membership

Get a Quote

What is a

Medical Need

A Medical Need is any  major medical event, injury, or medical emergency that is unexpected and causes you to seek medical or professional help. Medical needs include, initial doctor visits, any medical screening, x-rays, MRIs, specialists visits, surgeries, physical therapy and or anything needed to get you back to 100% health.

For each medical need, the community shares in medical expenses after the initial unshareable amount (IUA) is met.  This amount paid by the member does not need to be paid again until you are symptom free for 12 months.

What is an IUA?

The Initial Unsharable Amount (IUA) for each member’s medical need is the responsibility of member.  All qualified medical expenses after IUA is met are shareable with the Zion Health community at 100% and without an annual or lifetime limit.

The Initial Unsharable Amount (IUA) is better for members than a deductible when a large medical need comes up.  Often care for a sickness or injury is not limited to a single calendar year.  Members generally save by having an IUA.

Business

Solutions

Are you a small business looking for a better solution for your employees? HealthShare is a great choice. Learn how easy it is. 

Business

Solutions

Give you're employees a solution that works for them, even if they leave your company.

Prescription

Sharing

Rx Sharing is included in your Zion Health Direct Membership. 

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• Low Monthly Rates

• Membership Card

• Home Delivery

• Search & Compare

• Rx Management Tool

• Formulary Available

Maternity

Sharing

Maternity Sharing is included in your Zion Health Membership. 

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• Must be a member 60 days prior to conception

• Pregnancy counts as 2 IUAs

• Routine Office Visits

• Blood work

• 3 Standard Ultrasounds

• OBGYN, Labor & Delivery

• and More

Preventative

Care

Zion Health pairs your Membership with preventative services like:

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• Annual Wellness Visit

• Colonoscopies*

• Mammograms*

• Immunizations 16<*

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*These services are included in your Zion Health Direct Membership after 12 months.